In this post, we detail the steps involved in executing the rebalance. To read why you should rebalance, refer to our [detailed post]() answering some of the important questions on rebalancing.

**Step 1 - Rebalance Notification**

When we push a rebalance on the Teji Mandi Portfolio - you, as a Teji Mandi Subscriber, will be notified by Whatsapp, Email and Push Notification. Tap the link in the notification on your mobile phone to execute the rebalance. 

![](https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2Fc4907c91-6345-5004-a5e1-632eadd65244.jpg?alt=media&token=6f550154-96d0-4b35-9d78-b0709cb7f295)

**Step 2 - Execute Rebalance**

You can also open the app and tap the "Rebalance Now" button to start the rebalance process.
 
![](https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2Fbfd46b42-d3d5-9ad0-73e0-eaf5a502be95.jpg?alt=media&token=0ed7d1d6-a280-45fc-9874-593dd0e2b3cd)

**Step 3 - Review Orders**

![](https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2Fc4df1af8-e842-0974-a8e7-0905d9df473f.png?alt=media&token=da0ae17c-3f37-4ebf-bea9-553f7e3d117b)
Click on Confirm Update. 

A review page will open for you. 

**Review the orders in the update**

Please note the stocks mentioned are for representation purposes only. 

![](https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2F3d0bc047-62f7-7dfa-1199-9cc5bb9cc976.jpg?alt=media&token=d39ba0e2-9b97-4181-b3fb-515baf4a97eb)

Tap the 'Rebalance Smallcase' button

**Step 3 - Add Funds (If no funds in the account)**

It is possible that there are some additional funds required to fulfill the order. Tap the Add Funds button to do this

**Step 4 - Enter TPIN (One time in 60 days)**

You might be shown a link to visit the CDSL website if this is the first time you are selling a stock. Tap the link. Look for the TPin sent to you on your email or by SMS. Enter the TPIN on the cdsl Website

**Step 5 - Wait for order success**

![](https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2F6559b3cb-b2cd-5c6c-8778-7f0427be97b5.png?alt=media&token=87f13ce9-f328-48ac-a50c-1e30d4c94333)

**Done!! You are all set**

**If your order has failed**

There might be occasions where the stock transaction might fail. Make sure you do not sell stocks directly from your broker if you are invested through us. If the transaction fails for any other reason, please contact us. We will assist you with the rebalance.

Reach out to us via chat or email us at support@tejimandi.com with your queries. 

How to Rebalance your portfolio on Teji Mandi App

The share market might seem like a complex world, but understanding it can be easy. In fact, the entire market is divided into various sectors. These sectors categorise companies into groups based on their business.&nbsp; 
 In this infographic, let's delve deep into understanding sectors. 
 <img src="https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2F2c37f885-abad-a580-0d65-7f980be99ff6.png?alt=media&token=5c2fed88-8aa2-41d0-85a4-8344c3f18888" alt="undefined" style="height: auto;width: auto"/> 
 Conclusion 
 To understand the language of the stock market, it's essential to understand various sectors well. Just as it is necessary to know the characters of a story to understand it, similarly, to make informed opinions about any company, it is crucial to have knowledge of its sector. So, the next time you gather information about a company, make sure to check which sector it operates in! 
 This article is for informational purposes only. It is not investment advice. 
 Disclaimer: <a href="https://tejimandi.com/disclaimer" target="_blank"> Teji Mandi Disclaimer </a>

Get a clear understanding of stock market sectors with our informative infographic.

Decoding Stock Market Sectors: Your Guide to Informed Investing

Maintaining a keen focus on your financial objectives and periodically assessing your investment portfolio are key practices for long-term success. If the complexities of manual evaluation seem daunting, consider leveraging automated investment analysis tools for a streamlined process. 
 Understanding the Importance of a Robust Investment Portfolio 
 Before delving into evaluation techniques, let’s grasp why a well-structured investment portfolio is crucial. A balanced portfolio serves to mitigate risks by diversifying assets, ensuring that gains from one investment can offset losses from another. Moreover, it acts as a bulwark against inflation, preserving your purchasing power over time through assets that appreciate in value. 
 Additionally, a strategically crafted portfolio enhances liquidity, providing quick access to funds when needed, and can offer tax advantages by leveraging deductions and exemptions, thereby reducing overall tax liabilities. 
 Now, let’s delve into the strategies for portfolio management and evaluation. 
 Role of Portfolio Evaluation in Investment Decision Making 
 Regularly evaluating your portfolio is more than just about checking returns. It plays a crucial role in understanding your strengths and weaknesses and improving your investment strategy. Let’s see how: 
 Identification of Strengths and Weaknesses: Portfolio evaluation allows you to easily identify the strengths and weaknesses of your investment strategy. Using this information, you can make changes to enhance your performance or mitigate risks. 
 Improvement in Investment Strategy: Regular evaluation helps you continuously improve your investment strategy. You can adjust your strategy based on market conditions and your goals. For example, you can shift towards less risky investments during market downturns or update your investment horizon according to your long-term goals. 
 Monitoring Manager Performance: If you are using a professional portfolio manager’s service, evaluation is an excellent way to keep an eye on their performance. It ensures they are following an agreed-upon investment strategy and working towards your goals. 
 A detailed explanation of portfolio evaluation with 4 methods 
 <img src="https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2F85567548-8b7c-6535-08da-03bea96e9148.webp?alt=media&token=2499b0f9-492e-4b17-a635-5228c462e09a" alt="undefined" style="height: auto;width: auto"/> 
 Exploring Different Portfolio Management Strategies 
 Active Portfolio Management 
 This approach requires in-depth market knowledge and active trading involvement. Suitable for those comfortable with high-risk investments, active management aims to outperform the market by extensively analysing market trends and diversifying investments. While it offers the potential for higher returns, it demands vigilant monitoring and swift decision-making. 
 Passive Portfolio Management 
 In contrast, passive management aligns with the efficient market theory, emphasising long-term, low-risk strategies. Investors opting for this method seek to mirror market performance rather than surpass it. With minimal buying and selling activities, passive management is cost-effective and ideal for risk-averse individuals. 
 Discretionary Portfolio Management 
 For investors lacking the time or expertise to navigate the market intricacies, discretionary management offers a viable solution. Entrusting investment decisions to seasoned professionals, this approach grants full autonomy to portfolio managers in executing buy and sell orders based on their expertise. It’s a hands-off approach suitable for busy individuals seeking expert guidance. 
 Non-Discretionary Portfolio Management 
 Alternatively, non-discretionary management entails collaboration with financial advisors who offer guidance without executing investments without client approval. This method empowers investors with professional insights while retaining control over investment decisions. 
 Evaluating Your Portfolio Effectively 
 Once you have implemented a portfolio management strategy, it’s essential to assess its performance accurately. Here are three widely used methods for portfolio evaluation: 
 I. Treynor’s Measure 
 This metric, also known as the reward-to-volatility ratio, evaluates portfolio returns relative to its risk level, as indicated by the beta coefficient. A higher value indicates superior risk-adjusted returns, making it a valuable tool for assessing portfolio efficiency. 
 II. Sharpe’s Measure 
 Sharpe’s ratio quantifies risk-adjusted returns by considering total portfolio risk, measured by its standard deviation. It provides insights into the portfolio’s performance relative to its volatility, facilitating informed decision-making. 
 III. Jensen’s Measure 
 Jensen’s measure, based on the Capital Asset Pricing Model, evaluates portfolio returns against the market’s expected return, factoring in systematic risk. A positive alpha signifies consistent outperformance, while a negative value warrants scrutiny. 
 Tools and Techniques for Portfolio Performance Evaluation 
 Understanding the performance of your portfolio is crucial, but it’s equally important to use the right methods for evaluation. Nowadays, several modern tools and techniques make this process easy and more accurate. 
 Let’s try to understand some of them: 
 Software and Platforms: Several software and online platforms are available to assist in portfolio evaluation. These tools automate the work, provide advanced analysis, and prepare detailed reports. 
 Portfolio Analytics: Portfolio analytics uses various quantitative techniques to analyse the risks and returns aspects of your portfolio. It includes optimisation, stress testing, and scenario analysis techniques. 
 Reporting and Visualisation: Good reporting and visualisation make it easy to understand and explain the performance of the portfolio. Tools like charts, graphs, and tables help simplify complex data. 
 By using these tools and techniques, you can evaluate your portfolio more effectively and gain a deeper understanding of its performance. This will help you understand the current state of your investments and identify necessary changes for the future. 
 Practical Aspects of Portfolio Performance Evaluation 
 Analysing the performance of your portfolio and making improvements is a top priority for every investor. However, it’s crucial to keep in mind some important aspects during evaluation. 
 Let’s discuss some practical aspects: 
 Data Accuracy and Quality 
 Effective evaluation is nearly impossible without accurate and reliable data. Ensure that all your metrics, such as prices, returns, and risk metrics, are updated and correct. Drawing conclusions based on incorrect data can lead you astray. 
 Frequency of Evaluation 
 How often you should evaluate your portfolio depends on several factors, such as your investment objectives, time horizon, and market conditions. Regular evaluation helps you make necessary changes to your investment strategy. 
 Duration of Evaluation 
 The evaluation period should be long enough to properly reflect the performance of the portfolio. Long-term evaluation is necessary to minimise short-term fluctuations and assess the effectiveness of your investment strategy. 
 Impact of Fees and Taxes 
 Investment fees and taxes can significantly affect your portfolio’s performance. It’s essential to consider these factors during evaluation to understand the actual net profit generated by your portfolio. 
 Pro Tips for Portfolio Evaluation 
 1- Allocate traditional assets wisely, considering reinvestment opportunities to maximise returns. 
 2- Compare the performance of mutual funds and ETFs regularly, adjusting allocations to optimise returns. 
 3- Be mindful of investment expenses, opting for cost-effective monitoring tools to minimise portfolio erosion. 
 Conclusion 
 Regular portfolio evaluation is vital for aligning your investments with your financial goals. Whether you prefer active management or seek passive strategies, leveraging automated tools simplifies the process. By incorporating these evaluation techniques and tips, you can make informed decisions to ensure your portfolio remains robust and aligned with your objectives.  
 *The article is for information purposes only. This is not an investment advice. 
 *Disclaimer: <a href="https://tejimandi.com/disclaimer" target="_self"> Teji Mandi Disclaimer </a>

4 Simple Yet Effective Strategies to Evaluate Your Portfolio and Secure Your Financial Future

4 Ways You Can Successfully Evaluate Your Portfolio

You must be aware that we are required to pay income tax every financial year. But did you know that you can pay taxes in instalments throughout the year? This is what we call Advance Tax. Think of it as paying your income tax in EMI-like instalments. 
 Let's understand it better with an easy-to-follow infographic: 
 <img src="https://firebasestorage.googleapis.com/v0/b/tejimandiprod.appspot.com/o/images%2Fc13b49e4-eeb6-1455-dab2-445cf284931f.png?alt=media&token=922a1625-d49d-474a-9213-20f2d8b660df" alt="undefined" style="height: auto;width: auto"/> 
 Wrapping Up 
 Paying Advance Tax is not just a government rule; it's a financially prudent decision. It not only reduces the worry of paying a large tax amount at the end of the year but also ensures timely revenue for the government. So, if all your income sources together make your tax liability exceed Rs 10,000 in a financial year, you can benefit from the Advance Tax system and pay your taxes like easy EMIs. 
 That's it for today. We hope you've found this article informative. Remember to spread the word among your friends. Until we meet again, stay curious! 
 *The article is for information purposes only. This is not an investment advice. 
 *Disclaimer: <a href="https://tejimandi.com/disclaimer" target="_blank"> Teji Mandi Disclaimer </a>

Unlock the secrets of Advance Tax with our easy-to-follow visual guide.

How to Rebalance your portfolio on Teji Mandi App

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